Our Pet Insurance Key Benefits
24/7 Pet Careline
Get general advice on diet, training, seasonal safety, pet travel and more, whenever you need it.
Lifetime Cover
Rest assured that your pets are covered for long-term or reoccurring illness. Available on Premier Plus policy.
Vets Paid Directly
You don't need to wait for refund. Enjoy the convenience of having the Vet paid directly by us.
We offer up to 10% discount on Multi-Pet Insurance policies and allow different types of cover for each of them.
What does Premier Plus Pet Insurance Cover?
Veterinary Fees
We will cover you for treatment of your pet by a vet up to the maximum benefit for the total cost of all Injuries or Illnesses in each period of Insurance. Cover will reinstate at renewal, subject to premiums paid on time, and ongoing conditions will continue to be covered up to the vet fee cover limit.
Third-Party Liability
Cover provided for accidental bodily Injury (fatal or non-fatal) or accidental damage to property not owned by you or in the custody or control of you caused by your dog.
Emergency Boarding Kennel or Cattery Fees
We will pay the cost up to the maximum limit of boarding your pet at a licensed premise if you, or anyone normally living with you, need to go into hospital for emergency medical treatment.
Theft or Straying
We will cover the purchase price of your pet up to the maximum benefit if it is stolen or goes missing and no recovery is made within 45 days, despite advertising and offering a reward.
Advertising and Reward Costs
Cover provided for the cost of local advertising if your pet is lost or stolen as well as the cost of a suitable reward up to the maximum limit.
Accidental Death
We will pay the purchase price up to maximum benefit of your pet if it dies or has to be put to sleep by a vet following an accident.
Holiday Cancellation
This provides cover for any travel and accommodation expenses that you cannot recover if you have to cancel or cut short your holiday because your pet has gone missing or injured/illness while you are away.
Optional Travel Cover
We will reimburse you for up to the maximum benefit for veterinary fees, quarantine costs, emergency repatriation and loss of passport during a journey made by you and your pet within the UK or European Union.
Pet Insurance Options
Compare Pet Insurance Cover Levels
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Essential Cover
Injury Only, Time Limited
Your pet will be covered up to the vet fee limit for all covered accidental injuries per policy year. Cover for each injury will continue for a maximum of 12 months from the date which the injury occurred, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for an injury, there will be no more cover for it. There is no cover for illness under this type of cover.
Veterinary FeesThird-Party Liability (Dogs Only) -
Premier Cover
Illness & Injury, Time Limited
Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. Cover for each condition will continue for a maximum of 12 months from the date which the condition first occurred or started showing clinical signs, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for a condition, there will be no more cover for it.
Veterinary FeesThird-Party Liability (Dogs Only)Accidental DeathEmergency Boarding Kennel or Cattery FeesTheft or StrayingHoliday CancellationLost & Found AdsOptional Overseas Travel Cover -
Premier Plus Cover
Illness & Injury, Lifetime
Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. As long as you have paid the premium to keep the insurance in force, cover will reinstate at renewal and all eligible conditions will continue to be covered up to the vet fee limit.
Veterinary FeesLifetime CoverThird-Party Liability (Dogs Only)Accidental DeathEmergency Boarding Kennel or Cattery FeesTheft or StrayingHoliday CancellationLost & Found AdsOptional Overseas Travel Cover
Why Choose PetInsurance.ie
Award Winning Company
PetInsurance.ie is part of the Cover-More Blue Insurance Ltd, winner of many industry awards, including Deloitte Best Managed Companies Award.
Competitive Prices
In addition to an affordable policy, PetInsurance.ie provides excellent levels of cover options for your service dog.
Frequently Asked Questions
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What is Pet Insurance?
Pet Insurance covers vet bill expenses for health conditions covered in the policy and third-party liability (dogs-only). At PetInsurance.ie, depending on the cover level you chose, it also includes cover for other unforeseen emergency bills associated with theft or straying, lost & found ads and more.
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How much is Pet Insurance?
The average price of Pet Insurance depends mainly on:
- Policy type you choose
- Your pet age
- Your pet breed
- Added optional Overseas cover
At PetInsurance.ie, you can choose between three levels of cover that cater for different budgets.
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What Pet Insurance is the best?
Defining the best Pet Insurance for you depends exclusively on your budget and needs. However, the Premier Plus Pet Insurance with Lifetime cover is considered the most comprehensive policy if that’s what you are looking for.
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Show/Hide more FAQ
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How does Pet Insurance work?
In the event that your pet needs unexpected treatment you can download a claim form from our website. It will have a checklist on it explaining the information the claims administrator need and will also have a section for your vet to complete. Depending on your preference the claims administrator can also arrange to pay your vet directly.
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How to choose Pet Insurance?
It is important to research the different types of cover available in Ireland to find the one that best suits your needs and budget. Things to consider are if you want cover just for accidents or if you would also like cover for illnesses. It is also important to consider if you want any conditions to be covered only for a short time such as 12 months (premier policy) or if you want them to be covered year after year in which case you would want a premier plus policy.
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How to get Pet Insurance?
In Ireland, you can buy pet insurance quickly and easily online by completing a quote and choosing the cover which best suits your needs and budget.
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What does Pet Insurance cover?
Depending on the type of cover selected, pet insurance can cover accidents and/or illnesses which your pet may suffer. A lot of insurances in Ireland will also offer other benefits such as Third Party Liability (eligible dogs only), accidental death benefit, advertising and reward and even optional cover for travelling with your pet within the UK or European Union.
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What does Pet Insurance not cover?
Pet insurance will not cover regular healthcare such as vaccinations, spaying, pregnancy, annual check-ups and dental cleaning. Most insurances will also not cover any injuries or illnesses which your pet suffered from before the policy was taken out. This includes chronic and reoccurring conditions such as ear infections. Please refer to the policy wording for full terms, conditions and exclusions.
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Does Pet Insurance cover international travel from Ireland?
PetInsurance.ie offers an optional add-on with the Premier and Premier Plus cover which allow you to travel with your pet within the UK or European Union. Please refer to the policy wording for full terms, conditions and exclusions.
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How does Pet Insurance work?