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Premier Plus Pet Insurance with Lifetime cover from €15.70/month*

* Online price based on 1yr old Jack Russell Terrier. Older pets will incur a higher premium.
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What is Premier Plus Pet Insurance with Lifetime cover?

Lifetime Pet Insurance is the most comprehensive cover available. It can pay for vet fees for your cat or dog throughout their lifetime in addition to other benefits such as third-party liability (dogs only), accidental death, theft or straying and much more.

This can give you peace of mind if your pet happens to need long-term or recurring illness cover. Insuring your pet from a young age reduces the risk of having conditions considered pre-existing and excluded from cover because they occurred before cover started.

At PetInsurance.ie, Lifetime cover is offered under the Premier Plus cover level, get a quote now!

Why Choose Us?
  • Now Accepting Pets up to 8 Years
  • Lifetime Cover Available
  • Award Winning Insurance Provider
  • Multi-Pet discount  **
  • We Can/Will Pay Vets Directly
  • Choice of 3 Cover Levels
  • Easy Claims Process
  • 24/7 Vet Helpline

    •     ** may be subject to minimum premiums

FAQs

Frequently Asked Questions

  • Is Premier Plus Pet Insurance with Lifetime cover worth it?

    Getting a lifetime pet insurance cover for your cat and/or dog could be highly beneficial as you will have your pet covered for long-term and/or recurring illnesses during the policy period, especially when they get older. It’s also helpful if you have an expensive pedigree pet that could suffer from hereditary illnesses.

  • When should I buy Lifetime Pet Insurance cover?

    The sooner you get pet insurance for your pet, the more you can benefit as puppies and kittens are more accident prone. With Lifetime Pet Insurance you will rest assured that cover for those unfortunate mishaps can continue and they are also covered if they develop some health conditions in the coming years.

  • What is the Best Pet Insurance?

    Defining the best Pet Insurance for you depends exclusively on your budget and needs. However, the Premier Plus Pet Insurance with Lifetime cover is considered most comprehensive policy if that’s what you are looking for.

 
You can count on a 24/7 helpline for emergencies, so you have the assistance you need any time of the day.
 

What does Premier Pet Insurance Cover?

Veterinary Fees

We will cover you for treatment of your pet by a vet up to the maximum benefit for the total cost of all Injuries or Illnesses in each period of Insurance. Cover will reinstate at renewal, subject to premiums paid on time, and ongoing conditions will continue to be covered up to the maximum benefit.

Third-Party Liability

Cover provided for accidental bodily Injury (fatal or non-fatal) or accidental damage to property not owned by you or in the custody or control of you caused by your dog.

Emergency Boarding Kennel or Cattery Fees

We will pay the cost up to the maximum limit of boarding your pet at a licensed premise if you, or anyone normally living with you, need to go into hospital for emergency medical treatment.

Theft or Straying

We will cover the purchase price of your pet up to the maximum benefit if it is stolen or goes missing and no recovery is made within 45 days, despite advertising and offering a reward.

Advertising and Reward Costs

Cover provided for the cost of local advertising if your pet is lost or stolen as well as the cost of a suitable reward up to the maximum limit.

Accidental Death

We will pay the purchase price up to maximum benefit of your pet if it dies or has to be put to sleep by a vet following an accident.

Holiday Cancellation

This provides cover for any travel and accommodation expenses that you cannot recover if you have to cancel or cut short your holiday because your pet has gone missing or injured/illness while you are away.

Optional Overseas Travel Insurance

We will reimburse you for up to the maximum benefit for veterinary fees, quarantine costs, emergency repatriation and loss of passport during a journey made by you and your pet within the European Union.

 

Compare Cover Levels

Compare Other Types of Pet Insurance

  • Essential Cover
    • Injury Only, Time Limited from €8.33* per monthGet a Quote
      * Online price based on a 2 year old Irish Terrier. Older pets will incur a higher premium.

    Your pet will be covered up to the vet fee limit for all covered accidental injuries per policy year. Cover for each injury will continue for a maximum of 12 months from the date which the injury occurred, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for an injury, there will be no more cover for it. There is no cover for illness under this type of cover.

      Veterinary Fees
      Third-Party Liability (Dogs Only)
  • Premier Cover
    • Illness & Injury, Time Limited from €12.85* per monthGet a Quote
      * Online price based on a 2 year old Irish Terrier. Older pets will incur a higher premium.

    Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. Cover for each condition will continue for a maximum of 12 months from the date which the condition first occurred or started showing clinical signs, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for a condition, there will be no more cover for it.

      Veterinary Fees
      Third-Party Liability (Dogs Only)
      Accidental Death
      Emergency Boarding Kennel or Cattery Fees
      Theft or Straying
      Holiday Cancellation
      Lost & Found Ads
      Optional Overseas Travel Cover
    •  
     
    We can pay vets directly, so you don’t need to worry when your pet needs your full attention.
     

    Pet Insurance We Provide

    Dog Insurance

     Pet Insurance • Pet Insurance Ireland • Pet Insurance Quotes • Dog Insurance
    Having your dog fall ill or get injured can be a tough time for everyone in the family. With a Dog Insurance policy, you can avoid the high costs associated with getting your pet back on their feet. Get a Pet Insurance Quote to learn more about our cover and prices.
    more details
    Get a Quote

    Cat Insurance

     Pet Insurance • Pet Insurance Ireland • Pet Insurance Quotes • Cat Insurance
    Although cats are seen as independent animals, the truth is that they will always need your help, especially if they get sick or injured. A Cat Insurance policy can help you keep your feline friend healthy. Get a Pet Insurance Quote to learn more about our cover & prices.
    more details
    Get a Quote

    Multi-Pet Insurance

    Pet Insurance • Pet Insurance Ireland • Pet Insurance Quotes • Multi-Pet Insurance
    Looking to cover multiple pets? Our Multi-Pet Insurance policies can do just that. We offer up to a 10% discount for Multi-Pet Insurance policies and allow different types of cover for each them. Also, you can insure additional pets whenever you need to.
    Get a Quote