Essential Pet Insurance with Accident Only cover from €8.38/month*

* Online price based on 2 year old Irish Terrier. Older pets will incur a higher premium.
The policy was worth every penny. The hip medication that I was able to afford because I had the insurance gave him a couple extra years of active life.
Lauren - PetInsurance.ie Customer - 9thth April 2020
 

What is Essential Pet Insurance with Accident Only cover?

Essential Pet Insurance with Accident Only is the most basic and affordable policy you can get. It will repay you the costs of vet fees for a period of a year or till you reach the maximum cover limit if your pet gets injured in an accident and needs treatment.

At PetInsurance.ie, Accident Only Pet Insurance is included within the Essential cover and also includes cover for third party liability for dogs.

Get a Quote now and have your pet protected!

Why Choose Us?
  • Now Accepting Pets up to 6 Years
  • Lifetime Cover Available
  • Award Winning Insurance Provider
  • Multi-Pet discount  **
  • We Can/Will Pay Vets Directly
  • Choice of 3 Cover Levels
  • Easy Claims Process
  • 24/7 Vet Helpline
  •     ** may be subject to minimum premiums

Frequently Asked Questions

  • Is Essential Pet Insurance with Accident Only cover worth it?

    Despite being the most basic cover, Essential Pet Insurance with Accident Only gives your peace of mind that your dog or cat will get appropriate treatment in case of an emergency related to an accident without you worry as much about the costs of the vet fees.

    However, if you would like to ensure that your pet is covered in case of a reoccurring or ongoing illness, for as long as it lasts, our Premier Plus Pet Insurance with Lifetime cover is a better option.

  • What is considered an accident for Pet Insurance?

    Accidents usually includes torn ligaments, bite wounds, cuts, broken bones, swallowed objects and toxic ingestions. Therefore, vets fees can be covered for x-rays, MRI, ultrasounds, bloodwork, sutures, medications, hospitalizations and surgery.

  • When should I buy Essential Pet Insurance?

    Essential Pet Insurance with Accident Only covers accidents that happen during the period of insurance. The sooner you insure your dog or cat, you can benefit from the cover greatly as puppies and kittens are more accident prone.

You can count on a 24/7 helpline for emergencies, so you have the assistance you need any time of the day.

What does Essential Pet Insurance Cover?

    • Veterinary Fees

    We will cover all reasonable and customary costs for treatment of your pet by a vet up to the maximum benefit for the total cost of all injuries and illnesses resulting from an accident for a period of 12 months since the day it occurred and considered the premium is paid.


    • Third-Party Liability

    Cover provided for accidental bodily Injury (fatal or non-fatal) or accidental damage to property not owned by you or in the custody or control of you caused by your dog.

 

Compare Cover Levels

  • Premier Cover
    • Illness & Injury, Time Limited
       
      from €12.85* per month

      Get a Quote
      * online price based on a 2 year old Irish Terrier

    Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. Cover for each condition will continue for a maximum of 12 months from the date which the condition first occurred or started showing clinical signs, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for a condition, there will be no more cover for it.


    •   Veterinary Fees
    •   Third-Party Liability (Dogs Only)
    •   Accidental Death
    •   Emergency Boarding Kennel or Cattery Fees
    •   Theft or Straying
    •   Holiday Cancellation
    •   Lost & Found Ads
    •   Optional Overseas Travel Cover
  • Premier Plus Cover
    • Illness & Injury, Lifetime
       
      from €15.47* per month

      Get a Quote
      * online price based on a 2 year old Jack Russell

    Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. As long as you have paid the premium to keep the insurance in force, cover will reinstate at renewal and all eligible conditions will continue to be covered up to the vet fee limit.


    •   Veterinary Fees
    •   Lifetime Cover
    •   Third-Party Liability (Dogs Only)
    •   Accidental Death
    •   Emergency Boarding Kennel or Cattery Fees
    •   Theft or Straying
    •   Holiday Cancellation
    •   Lost & Found Ads
    •   Optional Overseas Travel Cover
 

Compare Other Types of Pet Insurance

  • Illness & Injury, Time Limited from €12.85* per monthGet a Quote
    * online price based on a 2 year old Irish Terrier

Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. Cover for each condition will continue for a maximum of 12 months from the date which the condition first occurred or started showing clinical signs, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for a condition, there will be no more cover for it.


  •   Veterinary Fees
  •   Third-Party Liability (Dogs Only)
  •   Accidental Death
  •   Emergency Boarding Kennel or Cattery Fees
  •   Theft or Straying
  •   Holiday Cancellation
  •   Lost & Found Ads
  •   Optional Overseas Travel Cover
  • Illness & Injury, Lifetime from €15.47* per monthGet a Quote
    * online price based on a 2 year old Jack Russell

Your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. As long as you have paid the premium to keep the insurance in force, cover will reinstate at renewal and all eligible conditions will continue to be covered up to the vet fee limit.


  •   Veterinary Fees
  •   Lifetime Cover
  •   Third-Party Liability (Dogs Only)
  •   Accidental Death
  •   Emergency Boarding Kennel or Cattery Fees
  •   Theft or Straying
  •   Holiday Cancellation
  •   Lost & Found Ads
  •   Optional Overseas Travel Cover

If you've got more than one cat or dog, you might want to consider a multi-pet policy **. You could cover multiple pets at the same time, qualify up to 10% discount and have all of your documents in one place!

** may be subject to minimum premiums

 
We can pay vets directly, so you don’t need to worry when your pet needs your full attention.

Pet Insurance We Provide

Dog Insurance

Pet Insurance • Pet Insurance Ireland • Pet Insurance Quotes • Dog Insurance
Having your dog fall ill or get injured can be a tough time for everyone in the family. With a Dog Insurance policy, you can avoid the high costs associated with getting your pet back on their feet. Get a Pet Insurance Quote to learn more about our cover and prices.

Cat Insurance

Pet Insurance • Pet Insurance Ireland • Pet Insurance Quotes • Cat Insurance
Although cats are seen as independent animals, the truth is that they will always need your help, especially if they get sick or injured. A Cat Insurance policy can help you keep your feline friend healthy. Get a Pet Insurance Quote to learn more about our cover & prices.

Multi-Pet Insurance

Pet Insurance • Pet Insurance Ireland • Pet Insurance Quotes • Multi-Pet Insurance
Looking to cover multiple pets? Our Multi-Pet Insurance policies can do just that. We offer up to a 10% discount for Multi-Pet Insurance policies and allow different types of cover for each them. Also, you can insure additional pets whenever you need to.